EXTREME COLD POTENTIAL
With the Northeast facing the potential for extreme cold, SterlingRisk encourages businesses to take early steps to protect property, employees, and operations.
Key preparedness measures include reviewing insurance coverage for winter exposures, servicing heating systems, insulating vulnerable pipes, and assessing roofs and drainage for snow and ice load. Ensure fire protection systems are fully operational, confirm snow removal plans and safeguard temperature sensitive equipment and inventory.
Additionally, update communication procedures for delayed openings or closures, and review business continuity plans addressing power loss, supply chain disruptions, and frozen equipment. Staying informed through the National Weather Service and local emergency agencies supports prompt decision making during rapidly changing conditions.
Below are helpful resources to support your winter preparation efforts:
Additional Resources:
Download Our Winter Storms Preparedness Guide
Download Our Winter Preparedness Guide for Commercial Property Owners
Download Our Guide to Minimizing Freeze Damage
View the IBHS Winter Weather Ready Guide
SterlingRisk remains committed to supporting our clients throughout the winter season. Questions or need help preparing? For additional risk management guidance, contact us today.
DISCLAIMER: This article is provided by SterlingRisk Insurance for general informational purposes only and should not be construed as legal or insurance advice. Always review your individual policy terms and consult your broker or legal counsel regarding your specific situation.




