SterlingRisk Insurance - Customized Insurance Solutions for Management Liability, Directors & Officers (D&O), and Errors & Omissions (E&O)

Management Liability

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Management Liability Insurance combines Directors and Officers Liability (D&O), Employment Practices Liability (EPLI), and Fiduciary Liability (FL) insurance. It offers a wide scope of coverage that minimizes business related risk for any company, protecting both the interests of owners and principals.

One of the greatest benefits of a Management Liability (ML) policy is Employment Practices Liability (EPL). This coverage mitigates risk stemming from claims of wrongful termination, discrimination, and sexual harassment. Management Liability insurance can also provide protection from claims of mishandling investment funds or failing to carry out investment instructions, thus providing protection from shareholder suits alleging improper acts of “corporate governance.”

SterlingRisk Insurance - Customized Insurance Solutions for Management Liability, Directors & Officers (D&O), and Errors & Omissions (E&O)
SterlingRisk Insurance - Customized Insurance Solutions for Management Liability, Directors & Officers (D&O), and Errors & Omissions (E&O)

D&O Coverage Protects So You Can Lead As You See Fit

Directors and Officers Liability (D&O) insurance provides coverage in the event the Directors, Officers, and/or organization is subject to a claim alleging wrongful acts while acting in their capacity as Directors and Officers for the organization.

This coverage can also extend to the organization, as well as to other employees, while continuing to provide the necessary protection for Directors and Officers managing their organization. D&O is available to both public and private entities, including non-profit organizations. Whether damages occurred as a result of your actions, or you were an innocent party, defense costs alone can be substantial.

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Errors and Omissions Liability (E&O) insurance is also commonly know as Professional Liability (PL) or Professional Indemnity Insurance (PII). This type of liability insurance protects professionals who provide advice and services...

E&O Liability insurance may take on different forms and names depending on the profession, but no matter what it’s called it’s a necessary component of doing business in a service capacity.

E&O Liability insurance is required by law in some areas for certain kinds of professional practice (especially medical and legal), and is also sometimes required under contract by other businesses that are the beneficiaries of the advice or service.

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SterlingRisk Insurance - Customized Insurance Solutions for Management Liability, Directors & Officers (D&O), and Errors & Omissions (E&O)

Industry Specialists

David Sterling

Chief Executive Officer

David joined SterlingRisk in 1978. Before joining the company, David studied Risk Management and Insurance at the University of Wisconsin, and received a degree in Finance from Hofstra University. In 1987, David became President and CEO. Since that time the company has grown over 10 times in size to become one of the largest privately-owned insurance brokerages in America with more than 250 employees.

P | 516-487-0300

E | DSterling@sterlingrisk.com

John Beres

Chief Operating Officer

John is Chief Operating Officer of SterlingRisk. In this role, he is responsible for the firm’s day-to-day operations and the execution of its key priorities, ensuring consistency and performance across all offices and business units. His deep understanding of SterlingRisk’s core functions and client-facing operations enables him to advance enterprise-wide excellence and growth objectives.

P | 516-417-5101

E | JBeres@sterlingrisk.com

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