ALERT
National Hurricane Preparedness Week is May 3–9, 2026. Hurricane season begins June 1.
National Hurricane Preparedness Week is May 3–9, 2026. Hurricane season begins June 1. Even storms that do not make direct landfall can disrupt operations, damage property, and complicate recovery. The time to prepare is now, before a named storm is in the forecast and vendors, supplies, and coverage options become harder to secure.
Assess Your Risk
Review your facilities, operations, vendor relationships, and any geographic vulnerabilities. If your business depends on suppliers or distribution routes in coastal regions, disruptions there become your disruptions. Supply chain exposure is one of the most underestimated elements of storm risk for businesses not located in hurricane zones.
Update Your Continuity Plans
Confirm that your remote access capabilities are functional, team leads have defined roles and decision-making authority, communication protocols are current, and alternate work locations have been identified. Continuity plans written one or two years ago may not reflect personnel changes, new locations, or shifts in how your operations run.
Secure Your Property and Data
Document your physical assets and back up critical systems to an off-site or cloud-based location. Reinforce known structural weak points now, before a storm watch is issued and local vendors are unavailable.
Review Your Coverage
Do not wait until after a storm to discover coverage gaps. Wind and flood are frequently separate policies with separate deductibles. Business interruption coverage often includes waiting periods before coverage applies. Contact your SterlingRisk account representative to confirm that your coverage reflects your current operations, asset values, and risk profile.
SterlingRisk’s Hurricane Preparedness Guide is available here and covers these topics in detail.
Additional Resources
For forecasts, safety guidance, and disaster recovery information:
- NOAA National Hurricane Center www.nhc.noaa.gov
- Ready.gov Hurricanes (FEMA) www.ready.gov/hurricanes
- FEMA Disaster Recovery Resources www.fema.gov/disaster/recover
Questions or need help preparing?
For additional risk management guidance, contact us today.
DISCLAIMER: This article is provided by SterlingRisk Insurance for general informational purposes only and should not be construed as legal or insurance advice. Always review your individual policy terms and consult your broker or legal counsel regarding your specific situation.
