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"Sterling and Sterling was able to enhance our company's coverage while lowering its costs. Thomas Clementi, Vice President, personally evaluated our risk and was able to reduce our premium. By implementing their SureRISK® suite of services, including SureTech, SureControl, and SureWatch, they were able to save our company over a $100,000 a year."

Steven Chen, Executive Vice President,
Crystal Windows and Doors Systems, Inc

Sterling & Sterling's services helped us significantly reduce our insurance costs. Their analysis of our Workers Compensation classifications and recommendations were instrumental in our great savings."

John Di Giacomo, former EVP,
North Fork Bank

"So far, you saved us $12,183 in the prior year and $17,445 in the current year. What is even better, is that your reclassification of our employees will continue to save us money each year into the future."

Alan Gold, VP of Finance ,
Tri Component Products Corporation

"Using their Risk Profile System®, Sterling & Sterling reduced our costs by 40% while improving coverage. Because of errors found using SureCOVER® they were able to get money back from previous years. By instituting SureWATCH® we are better equipped to pass potential claims to our suppliers. We reduced risk and are spending less."

David Singh, COO ,
Sultan Health Care

"Before Sterling & Sterling gave me their SureWATCH® service, it was up to me to chase and review Certificates of Insurance from our sub contractors. Once we received the Certificates it was impossible for us to tell if they were valid. Not only is the SureWATCH® service saving time, Sterling was able to reduce our costs significantly and improve our coverage. We reduced our risk and now spend less."

Malcom Koubel,
Pinewood Development Corporation

Defining your Risk Profile

We define the Risk Profile as the five components of risk that an insurance company analyzes when calculating your insurance premiums. These five components are captured in the convenient acronym: C.L.E.A.R.



Defines your business operations along with the exposures that are typical in your industry and the type of property you own.


Loss History

Summarizes the loss reserves and claim payments made on your behalf during each policy period that you were insured.



Measures your exposure to loss based on the operation(s) of your business.


Applied Risk Management

Formal systems and programs in place for prevention of losses.


Risk Transfer

Allocates insurance exposures to organizations responsible for the risk

The Risk Profile System® is complemented by our SureRISK® Suite of Services which is specifically designed to reduce your Risk Profile. As you reduce risk, you spend less. By using these tools, on average, we have saved our clients 25% on their overall insurance costs.

Reduce Risk, Spend Less