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"Sterling and Sterling was able to enhance our company's coverage while lowering its costs. Thomas Clementi, Vice President, personally evaluated our risk and was able to reduce our premium. By implementing their SureRISK® suite of services, including SureTech, SureControl, and SureWatch, they were able to save our company over a $100,000 a year."

Steven Chen, Executive Vice President,
Crystal Windows and Doors Systems, Inc

Sterling & Sterling's services helped us significantly reduce our insurance costs. Their analysis of our Workers Compensation classifications and recommendations were instrumental in our great savings."

John Di Giacomo, former EVP,
North Fork Bank

"So far, you saved us $12,183 in the prior year and $17,445 in the current year. What is even better, is that your reclassification of our employees will continue to save us money each year into the future."

Alan Gold, VP of Finance ,
Tri Component Products Corporation

"Using their Risk Profile System®, Sterling & Sterling reduced our costs by 40% while improving coverage. Because of errors found using SureCOVER® they were able to get money back from previous years. By instituting SureWATCH® we are better equipped to pass potential claims to our suppliers. We reduced risk and are spending less."

David Singh, COO ,
Sultan Health Care

"Before Sterling & Sterling gave me their SureWATCH® service, it was up to me to chase and review Certificates of Insurance from our sub contractors. Once we received the Certificates it was impossible for us to tell if they were valid. Not only is the SureWATCH® service saving time, Sterling was able to reduce our costs significantly and improve our coverage. We reduced our risk and now spend less."

Malcom Koubel,
Pinewood Development Corporation

Homeowners Forms

The following items are required and are to be attached in the rater when you request to bind:

1. Estimator – E2Value calculate dwelling replacement cost (located in the web rater – Get a quote and then to the File tab) This data does not transfer over to the quote.

2. Signed application, signed by insured and the Allstate agent as the producer.

3. Deposit required– unless bank pays (Master Card, Visa, American Express, Discover, debit, and check) all processed electronically (CHECK # NEEDED FOR ALL CHECKS)

4. Central station alarm certificate (note: local alarm is not a smoke detector), please note credits in proper areas of underwriting section PROOF NEEDED AT TIME OF ISSUANCE

5. Homes built 1921 to 1950, proof of updates is required prior to issuance and can be via a contractors paid invoice or photos of updates

6. Proof of prior (parents policy is proof of prior when moving from parents household, tenants policy, dwelling fire policy etc. New purchase must have insurance proof from wherever one has moved from. The only time we will void the proof of insurance requirement, is when the tenant can provide a valid lease from the landlord).

7. Proof of updates when you are affording renovation credits and when home is built prior to 1950.

8. Flood Zone determination (NO A NOR V ZONES ALLOWED).

Note: all documents are to be scanned and attached into the rater when you request to bind. When you click the request to bind or request exception button, there is a tab there which reads add attachments.

Reference Links:     

Frequently Asked Questions

Training Videos

Underwriting Guidelines(Right click and Save As)

Homeowner's Home Page

Reduce Risk, Spend Less