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"Sterling and Sterling was able to enhance our company's coverage while lowering its costs. Thomas Clementi, Vice President, personally evaluated our risk and was able to reduce our premium. By implementing their SureRISK® suite of services, including SureTech, SureControl, and SureWatch, they were able to save our company over a $100,000 a year."

Steven Chen, Executive Vice President,
Crystal Windows and Doors Systems, Inc

Sterling & Sterling's services helped us significantly reduce our insurance costs. Their analysis of our Workers Compensation classifications and recommendations were instrumental in our great savings."

John Di Giacomo, former EVP,
North Fork Bank

"So far, you saved us $12,183 in the prior year and $17,445 in the current year. What is even better, is that your reclassification of our employees will continue to save us money each year into the future."

Alan Gold, VP of Finance ,
Tri Component Products Corporation

"Using their Risk Profile System®, Sterling & Sterling reduced our costs by 40% while improving coverage. Because of errors found using SureCOVER® they were able to get money back from previous years. By instituting SureWATCH® we are better equipped to pass potential claims to our suppliers. We reduced risk and are spending less."

David Singh, COO ,
Sultan Health Care

"Before Sterling & Sterling gave me their SureWATCH® service, it was up to me to chase and review Certificates of Insurance from our sub contractors. Once we received the Certificates it was impossible for us to tell if they were valid. Not only is the SureWATCH® service saving time, Sterling was able to reduce our costs significantly and improve our coverage. We reduced our risk and now spend less."

Malcom Koubel,
Pinewood Development Corporation

Element Condominium



 el · e· ment - [el-uh-muh nt]

“a natural habitat, sphere of activity, environment, etc.

to be in one's element; Home is the element of life.”

Sterling & Sterling, Inc. is a premier provider of insurance products and services, with a specialty in high-end real estate in the Tri-State Metropolitan area.

Element Condominium and Sterling & Sterling, Inc. have partnered together to provide seamless protection for your home, your lifestyle, your ELEMENT.

If you would like to apply for coverage online, please click the following link: ELEMENT INSURANCE

Coverages and Services available for your ELEMENT include the following:



Personal Property/Liability

  • All contents covered with Replacement Cost Valuation
  • High liability limits available

24 Hour Emergency Claim Hotline

  • To start the claims process as quickly and easily as possible

Scheduled Personal Property

  • Fine Arts
  • Furs
  • Jewelry
  • Rare Collectibles
  • Wine

Dedicated Staff

  • Available to advise on insurance decisions
  • Requests for changes are processed within 24 hours


  • Luxury
  • Collectibles

Appraisal Referrals

  • Expert referral services available as needed for special purchases

If you would like to apply for coverage online, please click the following link: ELEMENT INSURANCE

If you would like to speak with an expert insurance advisor regarding the proper protection of your ELEMENT, please contact us:




Robert F. Larocca

Executive Vice President



Reduce Risk, Spend Less